More than one million women have regained their financial independence with LearnVest, an online personal finance tool developed specifically for women. Alexa von Tobel, LearnVest’s founder and CEO, likens the website to “a financial fitness center for women.” Users can sign up for financial bootcamp, and work with a personal trainer—that would be an online adviser—who can help them reach specific goals.
The site even sends out daily newsletters to keep users focused and on track. The program’s core is My Money Center, where members aggregate all of their financial accounts, such as bills, credit cards, checking accounts, savings and 401(k) plans. So when a charge is applied to a credit card, it will register in the LearnVest My Money Center and automatically be filed into the appropriate budget folder.
The idea for LearnVest came to CEO Alexa von Tobel, when she herself frustrated with the lack of personal finance resources and tools available to her while preparing for graduation from Harvard College. In December of 2008, von Tobel took a leave of absence from Harvard Business School to pursue her dream of creating an online platform to help women everywhere gain control of their finances. LearnVest debuted as a TechCrunch50 Company in September 2009, and has since received glowing press in Time, Forbes, Inc. and many other publications.
Budgeting Plan Includes:
An Emailed Document that Contains:
• A budget breakdown based on your lifestyle and needs
• An assessment of whether your current spending patterns are holding you back from reaching important goals
• A customized to-do list of how to improve all of your financial red-flags
A Diagnostic Phone Consultation with a LearnVest Expert
• With the Budgeting Plan, you'll have the chance to talk one-on-one with a Certified Financial Planner to discuss your financial goals and any challenges you face in sticking to a budget.
• Budgeting Plan consultations typically last 30 minutes and allow your expert to customize a plan specific to your needs.
Three Months of Unlimited Email Support
• Once your Budgeting Plan is complete, the real work begins as you stick to your plan.
• To help you stay on track, answer questions and provide support, your expert is available to you for three months of unlimited email support.
Core Financial Plan Includes:
An Emailed Document that Contains:
• An assessment of whether your current spending patterns are holding you back from reaching important goals
• A personal breakdown of how to prioritize your savings based on your current financial starting point
• The LearnVest “This or That” equation: how to know when to pay down debt or save based on your current financial situation
• A customized to-do list of steps to take to achieve a strong financial foundation
Two Phone Calls with Your LearnVest Expert
• One diagnostic phone consultation
• You and your expert will discuss the right financial goals for you.
• The focus will be on building a strong financial foundation now, to set you up for your future.
• Prior to your call, you will be asked to submit a secure online questionnaire in order to get the most out of your time with your expert.
• One subsequent phone check-in
Six Months of Unlimited Email Support
• Once your expert presents you with your Core Financial Plan, you’ll be pointed in the right direction, but you don’t have to go it alone
• You’ll have one phone check-in and unlimited email access to your expert if you have any questions, need support or experience any major financial changes during your six-month membership.
Six Months of Access to LearnVest’s Complete Suite of Online Courses
• The courses delve into the essentials of personal finance: building an emergency fund, saving for retirement and planning for the future.
• These on-demand courses will give you that additional boost toward making your Core Financial Plan a reality.
Terms and Conditions For All Promotional Vouchers Purchased Through Gilt City, Inc.
The following terms and conditions apply to all promotional vouchers ("Vouchers") purchased through Gilt City, Inc. or its affiliated companies ("Gilt City"), except as otherwise specified on any particular Voucher and except as otherwise required by law. In the event of a conflict between these terms and conditions and the actual Voucher, the Voucher itself will control. All persons purchasing, printing, accepting, using or attempting to use any Voucher (each, a "Customer") agree to these terms and conditions.
All Vouchers are promotional in nature and are issued by the participating merchant or vendor ("Vendor") through Gilt City as a service provider. The Vendor is the holder and issuer of the Voucher and under no circumstances shall Gilt City be deemed the holder, issuer or seller of the Voucher. The law applicable to the Voucher shall be the law of the state where the Vendor interaction with the Customer occurs. As the holder and issuer of the Voucher, Vendor is solely responsible for the value and redemption of the Voucher and for any and all bodily injury, illness, damages, claims, liabilities and costs suffered by or relating to any Customer and the compliance with all laws, including, without limitation, unclaimed property and escheatment laws relating to the Vouchers. Each Customer hereby knowingly waives and releases Gilt City and its affiliates and their respective officers, directors, employees, shareholders, agents and representatives, from any and all injuries, liabilities, damages, claims and rights of any nature whatsoever arising from any act or omission of the Vendor in connection with the Voucher, the provision of the services and products relating to the Voucher, and compliance by the Vendor with applicable law, including, without limitation, unclaimed property and escheatment laws. Gilt City's sole role is as a service provider for the Vendor, and the applicability and compliance with any relevant law relating to any Voucher is solely determined by and complied with by the Vendor.
The Vouchers are coupons that provide a discount price from the actual or retail cost from the Vendor. That discount is available until the expiration date stated on the face of the Voucher. After that time, the amount originally paid by the Customer to Gilt City (the "Purchase Value") will be valid for goods and services of the Vendor for a minimum of five years in all states. If the Customer is located in a state which requires the Vendor to honor the Purchase Value of the Voucher beyond five years, the applicable law of Customer's state governs. For example, a Voucher purchased for a particular service of the Vendor at the discounted price of $50 (actual retail price of $100) with an expiration date on the discount of six months from a specified date, may be used for the particular service for six months from such specified date; thereafter, the Customer may use the $50 value of the Voucher to purchase other goods and services of the Vendor for a minimum of five years, longer if required by applicable law. Notwithstanding the foregoing, for Vouchers that are redeemable for specific ticketed events, once the event date passes the Voucher expires. Customerâs acceptance of any redemption of a Voucher constitutes an acceptance of the redemption and a waiver of any claims associated with the Voucher. The Voucher may not be redeemed for products or services other than those specified on the Voucher or as otherwise specifically permitted by this paragraph and may not be used to pay account balances or for products or services purchased from the Vendor prior to the purchase of the Voucher.
Vouchers are transferable without notice to Gilt City or Vendor. No resale of Vouchers is permitted unless such resale is permitted pursuant to applicable law. Vouchers are not redeemable for cash (in whole or in part) and have no cash value except as required by applicable law. If cash redemption is required by applicable law, the Customer will only be entitled to cash redemption based on the amount paid by the Customer to Gilt City for the Voucher, not the actual or retail cost from the Vendor. Vouchers may not be combined with any other offer, coupon, promotion or discount or certificate and must be used in a single visit to Vendor except as required by applicable law. Limit one Voucher per person per visit or purchase. Neither Gilt City nor Vendor is responsible for lost or stolen Vouchers. If you lose your Voucher, go to the "My Account" section of the Gilt City site and print your certificate. The Vendor will accept the first Voucher presented with the unique number printed on the Voucher. Treat your Voucher as you would cash. Vouchers are subject to any limitations stated on the Voucher or by the Vendor. The issuance of any credits for the Vouchers are at the sole discretion of the Vendor except as required by applicable law. All restaurant Vouchers are valid for dine in only unless otherwise stated on the Voucher. Vouchers may not be used for alcohol, prior balances, shipping or handling, tips or gratuities or other fees except as expressly provided on the Voucher or as allowed by the Vendor and as permitted by applicable law. Unless otherwise stated on the Voucher or disclosed in connection with the purchase of the Voucher by Customer, the Voucher price does not include sales, value added or use taxes, which may be charged to you separately by the Vendor at the time you redeem the Voucher. Any attempted redemption of a Voucher in violation of these terms and conditions will render the Voucher void.
All purchases of Vouchers and other interactions with Gilt City are subject to our Privacy Policy.